Crypto Tax Accountant UK

Turn Crypto Complexity into Tax Compliance. We are the specialist UK crypto accountants who understand the blockchain not just the balance sheet.

Our Core UK Crypto Tax Services

7 Accountants offers a complete range of crypto tax services tailored for UK individuals and businesses. Here’s how we can help:

Why You Need a Specialist Crypto Tax Accountant

Cryptocurrency is no longer an edge case; it is a regulated asset class with increasingly complex tax implications. In the UK, HMRC is actively ramping up compliance checks, utilizing data-sharing agreements with exchanges and preparing for the Cryptoasset Reporting Framework (CARF) to track global gains.

Generalist accountants often struggle with the nuances of DeFi staking, liquidity pools, NFT royalties, and cross-chain bridging. A simple mistake in applying HMRC’s “Share Pooling” rules can lead to significant overpayment of tax or triggering an investigation.

At 7 Accountants, we bridge that gap. We combine traditional accounting excellence with deep blockchain literacy. Led by industry veterans Irfan Khalid and Bilal Ahmed, our team doesn’t just file your return; we interpret your on-chain activity to ensure you pay exactly what you owe and not a penny more.

Why 7 Accountants Are the UK's Leading Crypto Specialists

We are not just accountants; we are crypto-natives. Our firm is positioned at the forefront of digital asset taxation, offering a level of expertise that standard firms cannot match.

1. Internationally Qualified Experts

Under the leadership of Irfan Khalid (12+ years in blockchain) and Bilal Ahmed (ACCA certified UK tax lead), our team undergoes rigorous internal training. We are experts in both domestic UK regulations and complex cross-border tax matters, serving clients across the UK, USA, Canada, Australia, and Germany.

2. Verified Software Mastery

We don’t just “use” software; we master it. We are certified experts in Koinly, CoinTracking, Cointracker, and CryptoTaxCalculator. We know how to fix API sync errors, reconcile missing cost bases, and manually adjust for rebase tokens—ensuring your reports are bulletproof before they ever reach HMRC.

3. Confidential & Discreet Reporting

We understand the value of privacy. Whether you are a high-net-worth individual or a “whale” with significant holdings, we offer discreet, confidential reporting services that ensure full compliance without compromising your data security.

4. Global Reach, Local Presence

With a strong presence in London and a global network, we handle complex multi-jurisdictional reporting for clients who may have tax residency issues or assets split across different countries.

Our Comprehensive Crypto Tax Services

We offer a full suite of services tailored to individuals, traders, and businesses navigating the digital asset landscape.

For Individuals & Investors

Self Assessment Tax Returns: We prepare and file your SA100 and Capital Gains Summary (SA108), ensuring all disclosures are accurate and timely.
Capital Gains Tax (CGT) Optimisation: We calculate your exact liability using the correct “Pooling” methods (Section 104) and help you utilise your £3,000 annual allowance
Loss Harvesting: We identify unrealised losses in your portfolio that can be “harvested” (sold) to offset your gains, legally reducing your tax bill.

For High-Volume Traders & DeFi Users

DeFi & Staking Analysis: We accurately categorise complex income streams like liquidity mining rewards, staking yields, and airdrops to determine if they are subject to Income Tax or Capital Gains Tax.
Margin & Futures Trading: We handle the complex accounting required for derivatives trading, ensuring profits and losses are matched correctly.
NFT Accounting: Whether you are a creator minting NFTs or a collector flipping them, we determine the correct tax treatment for sales and royalties.

For Corporate & Business Clients

Corporate Crypto Accounting: We support crypto-native businesses—including exchanges, mining farms, and ICOs/IEOs—with full financial reporting and ERP integration (Xero, QuickBooks, Sage).
Payroll in Crypto: If you pay staff in Bitcoin or Ethereum, we handle the PAYE and National Insurance obligations to keep you compliant.
Forensic Accounting: Lost data? Corrupted wallet files? Our forensic team helps reconstruct historical transaction data to satisfy HMRC enquiries

How Is Cryptocurrency Taxed in the UK? (The 2025/26 Guide)

Understanding the rules is the first step to compliance. In the UK, crypto is treated as property, not currency.

Capital Gains Tax (CGT)

You typically pay CGT when you “dispose” of a crypto asset. A disposal includes:

Selling crypto for fiat (GBP, USD).
Swapping crypto (e.g., BTC to ETH).
Spending crypto on goods or services.
Gifting crypto (except to a spouse).

2025/26 Tax Rates:

Allowance: £3,000 tax-free profit per year.
Basic Rate: 18% on gains above the allowance.
Higher Rate: 24% on gains above the allowance.

Income Tax

You may be subject to Income Tax (20%–45%) instead of CGT if you receive crypto from:

Mining: Taxed as miscellaneous income at fair market value upon receipt.
Staking & Yield Farming: Often treated as income (similar to interest).
Airdrops: Taxable if received in exchange for a service or activity.
Employment: Salary paid in crypto is subject to Income Tax and National Insurance.

The "Pooling" Headache: Why DIY Fails

One of the main reasons investors face fines is the misapplication of HMRC’s Share Pooling (Section 104) rules.

You cannot simply match a specific “sell” with a specific “buy.” HMRC requires you to create a “pool” of average costs. Furthermore, you must apply anti-avoidance rules in a specific order:

Same-Day Rule: Buys/sells on the same day are matched first.
Bed and Breakfast (30-Day) Rule: Sells are matched with buys made in the following 30 days.
Section 104 Pool: The remaining transactions are averaged.

7 Accountants use advanced reconciliation software combined with manual expert review to ensure these rules are applied correctly, preventing costly errors.

Navigating HMRC's "Nudge Letters" & 2026 Rules

HMRC is now using data from exchanges to send “nudge letters” to investors they suspect of under-reporting. Furthermore, from January 1, 2026, the UK will implement the OECD Cryptoasset Reporting Framework (CARF).

What this means for you:

Automatic Reporting: UK crypto platforms must report your name, address, and transaction details to HMRC automatically.
No More Hiding: HMRC will cross-check this data against your tax return.
Penalties: Failure to report can lead to penalties of up to 100% of the tax due.

We can help you stay ahead of these changes. If you have undeclared gains from previous years, we can guide you through a Voluntary Disclosure to minimize penalties before HMRC knocks on your door.Tax efficiency matters. Our crypto tax planning and advisory service helps you reduce your tax bill while staying 100% compliant.
We guide you on timing trades, holding periods, and loss-harvesting strategies that can legally lower your tax burden. Whether you’re an individual or running a crypto business, our experienced crypto tax advisors in the UK will create a custom tax plan designed around your goals.

Why Choose 7 Accountants for Crypto Consultant in UK ?

Specialized in Crypto Taxes: We understand DeFi, NFTs, and blockchain transactions better than traditional accountants.
Accurate & Transparent: Every report and filing is double-checked using top-tier crypto accounting software.
Tailored for the UK: Our experts are fully up-to-date with HMRC crypto tax regulations.
Friendly Support: We explain everything in plain English — no jargon, no confusion.